Educational content only — not financial advice. Always consult a qualified financial advisor.

Terms of Service

Last updated: March 2025

1. Acceptance of Terms

By accessing or using ModestVest, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

2. Description of Service

ModestVest provides an educational platform for Islamic finance and halal investing information. We offer stock screening tools, educational content, and AI-assisted guidance for informational purposes only.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when creating your account.

4. Acceptable Use

You agree not to use ModestVest for any unlawful purpose, to transmit harmful content, to attempt to gain unauthorized access to our systems, or to use our platform in any way that could damage or impair our services.

5. Intellectual Property

All content on ModestVest, including text, graphics, logos, and software, is the property of ModestVest and is protected by applicable intellectual property laws. You may not reproduce or distribute our content without written permission.

6. Disclaimer of Warranties

ModestVest is provided "as is" without warranties of any kind. We do not warrant that our services will be uninterrupted, error-free, or that any information provided is accurate, complete, or up-to-date.

7. Limitation of Liability

ModestVest shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our platform or reliance on any information provided.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of our platform following any changes constitutes acceptance of the new Terms.

9. Contact

For questions about these Terms, please contact us through our Contact page.