Educational content only — not financial advice. Always consult a qualified financial advisor.

Disclaimer

Last updated: March 2025

Educational Purposes Only

All content on ModestVest — including but not limited to stock screening results, Sharia compliance scores, articles, AI assistant responses, and investment insights — is provided for educational and informational purposes only. Nothing on this platform constitutes financial, investment, tax, or legal advice.

Not a Financial Advisor

ModestVest is not a registered investment advisor, broker-dealer, or financial planner. The information provided does not take into account your individual financial situation, goals, risk tolerance, or needs. You should always consult with a qualified financial advisor, Islamic finance scholar, and tax professional before making any investment decisions.

Sharia Compliance Screening

Our Sharia screening methodology is based on widely accepted AAOIFI standards and publicly available financial data. However, Sharia compliance determinations can vary between scholars and institutions. ModestVest makes no guarantee that any stock or investment rated as "halal" will be considered permissible by all scholars or in all contexts. Always seek guidance from a qualified Sharia scholar before making investment decisions.

Investment Risk

All investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may receive back less than you invested.

Data Accuracy

While we strive to provide accurate and up-to-date information, ModestVest makes no representations or warranties about the completeness, accuracy, or timeliness of any information on the platform. Financial data may be delayed and should not be used as the sole basis for any investment decision.